Credit card gateway
The eWAY payment gateway lets shoppers pay via credit or debit card. Fees are reasonable, and the setup is more straightforward because you don't need a merchant account with your bank. Funds for online purchases will appear in your bank account the following business day.
Laybuy is a New Zealand payment gateway which offers a "buy-now, pay-later" service. Unlike the traditional layby service, customers are able to buy and receive goods bought online through Laybuy and then pay for their purchase over 6 interest-free, weekly automated installments. E-commerce store owners are guaranteed to be paid by Laybuy within 48 hours, less their service fee of 4.75% which is fully inclusive of all Visa and MasterCard credit and debit fee’s. Laybuy also assumes credit and fraud risk for every transaction.